Payday loans - what they are, what they cost and where to ask questions in Texas
The CFPB's plain definition, how a $15-per-$100 fee becomes an APR near 400 percent, and the Texas agency with a consumer helpline.
Long-form, plainly written, and grounded in DFW. We write to give the community better tools — for ourselves, our families, our neighbors.
A private mental health check-in, a DFW resource finder, a supporting-vs-enabling quiz, and a naloxone checklist — free, no sign-up.
Looking for money help? See the financial stability hub.
The CFPB's plain definition, how a $15-per-$100 fee becomes an APR near 400 percent, and the Texas agency with a consumer helpline.
How to apply for SNAP, Medicaid and other programs in Texas, the proof you need and where to ask for help, from Texas Health and Human Services.
Who the free IRS programs serve, what the volunteers must pass, how to find a site and the phone numbers the IRS lists.
Eight places to start looking, questions to ask a provider and what to have ready when you call, from NIMH and SAMHSA.
How the Dallas homelessness response system works, which numbers to call, and the housing types 2-1-1 Texas describes, from the City, Housing Forward and HHSC.
What Dallas County Health and Human Services says it offers, plus what SAMHSA and NIDA say to do in a suspected opioid overdose.
What the National Library of Medicine says about withdrawal symptoms, timing, warning signs and why stopping suddenly after heavy use needs medical advice.
What the free national helpline does, how the federal locator works, what to ask on a first call and how to compare programs, from SAMHSA.
The notice, the court case, the hearing and the appeal deadline, from TexasLawHelp and the Texas Property Code.
Answer deadlines, default judgment, the four-year rule and exempt property, from TexasLawHelp and the Texas statutes.
Learn about the debt, dispute it in writing within 30 days, stop contact, and know your rights. From CFPB and Texas sources.
Metrocare and NTBHA serve Dallas County residents regardless of ability to pay. Who they serve and how to get started.
What each line is for, what happens when you call 988, and who answers. Based on SAMHSA and the 988 Lifeline.
Set a goal, save a set amount, automate it, and keep it somewhere safe. A step-by-step from the CFPB guide.
A score is not a report. Learn what a score is, what moves it, and how to get your reports for free.
What APR means, how interest builds up daily, when a grace period applies, and what the minimum payment really does.
Debit and prepaid cards spend money you already have. Credit cards borrow it. How each works and what protects you.
The City of Dallas offers free one-on-one financial coaching. What it covers and how to request a session.
Domestic violence rarely starts with a hit. The early warning signs, the real DFW numbers, and where to find free, confidential help.
Trauma changes how the brain responds to threat long after the danger has passed. What treatment involves.
Veterans make up a small share of DFW's population but a disproportionate share of its homeless count. Why, and what's working.
Postpartum depression is not the baby blues and it's not a personal failure. The real signs, and where to get help.
Warning signs, how to ask someone directly, and the safety-planning steps that actually reduce risk.
The numbers behind the conversation: 1 in 5 U.S. adults, the gap between need and access, and what changes when we talk about it.
"The question is never why the addiction, but why the pain." A primer on trauma, ACEs, and what recovery actually looks like.
Six things "everyone knows" about addiction that aren't true — and what the evidence shows instead.
What the data shows about who is experiencing homelessness in Dallas + Collin counties, and what the numbers say about why.
A 7-minute primer on the medicine that reverses opioid overdoses — how it works, where to get it, and how to administer it safely.
The hardest line to walk. Concrete language, scripts, and resources for families navigating someone else's recovery.
Every free or sliding-scale option across Dallas, Tarrant, and Collin — organized by county and need. Updated quarterly.
The two-way relationship between money stress and mental health, and where to start when both feel overwhelming.
What MDHA's Point-in-Time count tells us, what it doesn't, and what we should be measuring instead.
Many people dismiss early warning signs of mental health struggles. Knowing what to look for - in yourself or someone you love - can make all the difference.
Opioid overdoses are claiming lives across North Texas at an alarming rate. Understanding the local scope of the crisis is the first step toward meaningful action.
When someone you care about is struggling with depression, it can be hard to know what to say or do. Here is practical guidance for showing up with compassion.
Medication-assisted treatment (MAT) is one of the most effective tools we have for treating opioid use disorder. So why is it still so misunderstood?
Anxiety disorders are now the most common mental health condition among young adults. Understanding why - and what we can do - is more urgent than ever.
Naloxone (Narcan) can reverse an opioid overdose in minutes. Here is everything you need to know about getting it, keeping it, and using it.
Poor sleep and mental health problems feed each other in a vicious cycle. Understanding this relationship is key to breaking it.
Alcohol is legal, widely available, and deeply woven into social life. That makes it one of the most misunderstood addictions - and one of the most dangerous.
Mental illness and homelessness are deeply intertwined. Addressing one without addressing the other rarely works. Here is what the evidence shows.
Misconceptions about homelessness shape public policy, community attitudes, and whether we treat unhoused people with dignity. It is time to set the record straight.